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Healthcare Reform – Individual Mandate Health Insurance
July 2010 – Effective January 1st, 2014, "applicable individuals" will be required to maintain "minimum essential coverage" for themselves and their dependents. "Applicable individuals" who fail to maintain "minimum essential coverage" will be required to pay a "penalty" on their tax return.
NIHN Prescription Assistance Program
October 2009 – Working to optimize health and promoting solutions designed to achieve high quality, cost-effective health care, North Idaho Health Network is partnering with MEDPro ( a corporate affiliate of Design Benefits) to add a Prescription Assistance Program to the services they offer their 270 member physicians and five member hospitals in the five Northern Counties of Idaho.
Prescription Assistance Program Offered
Jan 2008 - Design Benefits has added to their portfolio of health care related services by offering a prescription assistance program. This program is available nationwide to individuals and their families who need maintenance medications but are unable to afford them.
Health Savings Accounts (HSA)
With healthcare costs rising at unsustainable rates, it is becoming increasingly difficult to offer quality health benefits without affecting your bottom line. Health Savings Accounts (HSAs) are an innovative approach to healthcare that allow employers to proactively contain costs without compromising the benefit offering to employees.
A Health Savings Account is a tax-advantaged savings account that offers a better way for consumers to pay for and utilize their healthcare. In conjunction with a qualified High Deductible Health Plan (HDHP), HSAs enable employees to pay for current health expenses and save for future health expenses on a taxfree basis.
The employee will receive a debit card to pay for qualified medical expenses and track, contribute and administer their HSA account from a self-serve member centric portal.
We provide a total HSA solution that can save you thousands of dollars now
Together, we will examine your current plan, project future savings and funding strategies, illustrate benefits overview and comparison, service options, and more. We will work together to develop a strategy that ensures cost containment over time and offers:
- Employee choice, control and self administration.
- Comprehensive strategy to contain future costs.
- Comparable benefits at lower cost.
- Low risk employee investment opportunities*.
- Increased tax benefit for employer and employee.
- Conversion of more benefit dollars to employees.
Implementation and enrollment
Our Enrollment Specialists will collaborate with Human Resources to deliver pre-enrollment education, training and support necessary to thoroughly understand the features of the HDHP/Health Savings Account. We cover tax advantages, general IRS rules, contributions and qualified expenses, resulting in successful, effective adoption and implementation for you. Our support services are available before, during and after enrollment.
A better member experience
From benefit design to implementation, maintenance and oversight of regulatory compliance, we are the "go to" firm in today’s changing HSA marketplace. We will assist you with:
- Pre-enrollment education
- Account set-up and activation
- Call center support
- Monthly statements
- Year end tax information
- Automated contributions
- Automated payments
- Document archive
- Dispute management
- Debit card and investments
- Member HealthMall™
Start saving now
When you choose an industry leader as your HSA administrator, you get a partner that understands the needs of the employer and employee. We will provide tools, support, and services that help you to achieve the highest levels of adoption and satisfaction with your HDHP/HSA plan. To get started, or request more information, contact us.
Other Design Benefits Divisions >
Design Benefits is a leading, national employee benefits firm and a provider of Third Party Administration (TPA) services.
We offer healthcare, disability and life programs, prescription assistance programs, wellness, as well as Retirement Planning and Services. Through an advanced innovative web-based platform called Virtual Benefits Administration System (Vbas®) clients are offered a menu of services that help streamline the administration processes for efficient data management. We also offer the latest in online technology to help facilitate online benefit administration.
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